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These unpaid costs are borne by what are you thinking? Insurance companies hike up their premiums charged to company benefit plans and individual plan subscribers. Company benefit plans cut back on their subsidy to employees, requiring the employees to pay more towards premiums.
Private plan subscribers either ante up or drop the plan. Insurance companies are in business to make profits for shareholders with a few exceptionsas are most hospitals with a few exceptions. Insurance companies then institute managed care and capitation to control costs and protect profits. Medicare operates in a similar way, providing reimbursement below cost.
Doctors, clinics, etc. Doctors then limit the of Medicare patients they take and hte types of insurance plans with which they. Basiy, the health care system is in a fiscal meltdown.
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